Australasian Dentist Issue 92

BOQ Specialist. The bank for medical professionals An annual credit card fee of $400 applies 130 000 Reasons to relax, with Qantas Points or Velocity Points 1. Offer is available for new credit card holders who apply, and are approved, for a Signature credit card before 30 April 2022, and spend $4 000 on Eligible Transactions (as that term is defined within the meaning of the BOQ Specialist Qantas Rewards Program terms and conditions or BOQ Specialist Velocity Rewards Program terms and conditions as applicable) within the first 3 months of receipt of the card. 100 000 bonus Qantas Points or Velocity Frequent Flyer Points will be credited to the qualifying member account within two months of meeting the $4 000 minimum spend criteria. The balance of 30 0000 Qantas Points or Velocity Frequent Flyer Points will be credited to the qualifying member account after the one year anniversary of the card, provided they have kept the card open and continued to use it. Not available in conjunction with any other credit card offer, with the exception of the BOQ Specialist Home Loan Banking Package. Available to new credit card holders only. Existing Platinum and Signature card holders are not eligible. Terms and conditions, fees and charges and lending criteria apply. We reserve the right to cease offering this product at any time without notice. Subject to BOQ Specialist Credit approval process. An annual credit card fee of $400 will apply. This offer may be extended, amended or withdrawn at any time without notice. 2. You must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points. Complimentary membership is available when you sign up to a BOQ Specialist credit card or to existing card holders who are not already Qantas Frequent Flyer members who apply for a Qantas Frequent Flyer membership online at Qantas.com. Membership and Qantas Points are subject to the Qantas Frequent Flyer program Terms and Conditions, available at qantas.com/terms. Qantas Points will be earned on eligible transactions in accordance with the BOQ Specialist Qantas Rewards Program Terms and Conditions. You must be a member of the Velocity Frequent Flyer program to earn and redeem Velocity Frequent Flyer Points in relation to the BOQ Specialist credit card. Velocity membership Terms and Conditions apply. Velocity Points are earned in accordance with the BOQ Specialist Velocity Rewards Program Terms and Conditions. Points and bonus points are earned on Eligible Transactions only. See definition of Eligible Transactions in the BOQ Specialist Velocity Rewards Program Terms and Conditions. The Signature card will earn you 1 Qantas Point or Velocity Point for every $1 spent on Eligible Transactions in Australia up to 10,000 Points per month, and 0.5 Points per $1 thereafter and 1.5 Qantas Points or Velocity Points for every $1 spent on eligible international transactions, 1 additional Qantas Point per $1 spent on selected Qantas products and services in Australia. BOQ Specialist recommends that you seek independent tax advice in respect of the tax consequences (including fringe benefits tax, goods and services tax and income tax) arising from the use of this product or from participating in the Qantas Frequent Flyer or Velocity Frequent Flyer program or from using any of the rewards or other available program facilities. Available for Medical, Dental, Veterinary and Accounting Professionals only. The material in this document has been prepared by BOQ Specialist - a division of the Bank of Queensland Limited ABN 32 009 656 740 Australian Credit Licence and AFSL no. 244616 and not by Qantas or Velocity Frequent Flyer. Qantas and/or Velocity Frequent Flyer does not hold an Australian credit licence and is not a licensee in relation to the credit activity being engaged in by BOQ Specialist, who is the credit licensee. Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or means. Before acting on this information you should consider if it is appropriate for your situation. BOQ Specialist is not offering financial, tax or legal advice. You should obtain independent financial, tax and legal advice as appropriate. Apply and be approved for a BOQ Specialist Signature credit card by 30 April 2022 and you could earn up to 130 000 bonus Qantas Points or Velocity Frequent Flyer Points. 1 100 000 Points will be awarded when you spend $4000 in the first 3 months on Eligible Transactions plus an additional 30 000 Points will be awarded when you keep the card open for over 12 months.