Australasian Dentist Issue 93

136 AUSTRALASIAN DENTIST REALITY BITES him into hot pink vinyl while drills and needles flashed and flurried, as the gentle Thai dentist repaired this mighty sculpture of a man. I pictured the nurses, graceful Thai fairies, impeccable in their medical coats, printed with little cartoon puppies and love hearts, bravely tending to this injured Apollo, and desperate to relieve the tension of the encounter by recounting it on text to all their friends and lovers, as soon as he walked out. They had likely never seen anything like Mr Musiq in all their lives. I hadn’t either. He was a work of art, a beautifully wild and towering creation, a gentle-hearted monster. Back at the bungalows the sun set lava red and luscious, as usual, before Mr Musiq’s motorbike could be heard humming along the buxom moonlit curves back down to our resort. I waited patiently for him to stroll past my porch on the way to his wooden cabana, to see if he was a man restored, or a man in recovery from his encounter with the weapons of dental health deployed at Happy Smile. I was afraid that perhaps the Thai dentist had used the chance to see a big man humbled, or that things had gone wrong at the backstreet clinic, or that Mr Musiq would carry the trauma of the visit for days before he could shake off the flashbacks and the stress. He did not pop by to give me the news. He made straight for his door, kicked off his flipflops and lit up a cigarette. The fragrant smoke hoola danced on the last light of the day. A moment later there was a flash of machete lit by golden moon, a confident clunk high up in the banana palms and two neon blue beams of light broke through the velveting dusk. The last vision of that day was a glorious man, higher than a mountain, proud chested as a lion, glowing in a cotton waistcoat that fell about him like a marble toga, hauling a limb of radiant bananas to leave upon my perch, and Happy Smiling with the beauty of a well- loved grand piano. u get some cash flow back – and this includes any residential loan obligations, as you may require an overall debt restructuring, potentially consolidating all debts to a single lender. Doing so could mean lower rates, while also replacing the need to manage many separate repayments into one monthly repayment, for example. Consider your financing options You may find that you need to boost your cash flow or increase it. A few financing avenues include: Buy Now Pay Later arrangements These aren’t just for patients, but are available for business equipment, fitout and vehicle purchases where liquidity, tax deductions and the time to optimise equipment use are among the many benefits that can be unlocked for your practice. Business loans These can cover you for practice purchase, commercial property, goodwill loans, and equipment and fitout finance. Talk to a specialist medical lender like Credabl to discuss the types of financing available to you. Industry grants Certain companies and institutions have designed grants to help businesses during various phases of their business life cycle or during tough times. Credabl’s Helping Hand Grants will be returning this year to support small and medium-sized businesses in the profession. Keep an eye out on Credabl’s social channels for the announcement in the coming months. Remember, preparing a stable and growth-centric strategy for your finances will mean you’ll be in a better position to take advantage of fiscal year peak periods and exciting opportunities. It will also help keep the business going during slower or more challenging periods. u The team at Credabl is always here to support your plans to achieve your new financial year ambitions. You can chat live on our website www.credabl.com.au or call one of our specialist lenders on 1300 27 33 22 for more information. Making the most of a new financial year Continued from page 136 At Dental Brokers Australia, we specialise in dental practice sales with experience in structured exit strategies. Even if you wish to continue working for the future years, we can help ensure your transition process to settlement is smooth and stress free. With over 25 years of assisting Practice Managers and Practice Principles in their growth and profitability, when it comes time for a principle to transition their dental practice, numerous decisions have to be addressed. Transitioning a dental practice will be one of the largest business decisions a dentist will have to go through. At Dental Brokers Australia, we take pride in our personal approach ensuring that it’s a perfect fit for a perfect transition. 0418 845 308 rachel@dbaust.com.au OUR PROCESS Rachel Garel, Director scan here to register